Medicare in Bryan · Brazos County, TX

2026 Medicare Advantage Plans in Bryan, TX

Brazos County offers 68 Medicare Advantage plans for 2026 across 8 carriers, with an average premium of $13.5/mo and 46 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

Brazos County (Bryan), TX has 68 Medicare Advantage plans (avg $13.50/mo) for plan year 2026.

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By the numbers · Brazos County

Quick facts for Bryan, TX Medicare (2026)

68Medicare Advantage plans available (CMS PY2026)
$13.5/moaverage monthly MA premium (CMS PY2026)
46plans rated CMS 4★ or higher for 2026
32Special Needs Plans available in Brazos County
48%of Brazos County Medicare beneficiaries in an MA plan
8insurance carriers competing in Brazos County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among Brazos County adults

Diagnosed diabetes 14%
Adult obesity 37.5%

Source: County Health Rankings & Roadmaps 2024 — Brazos County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

IRMAA Quick Check

Monthly surcharge: $0.00

Who covers you

Carriers in Brazos County (2026)

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available statewide; one of Texas's largest MA carriers

  • Humana HMO-POSPPO

    HMO-POS and PPO with one of the largest Texas provider networks; very strong statewide

  • Aetna (CVS Health) HMOPPO

    Medicare Signature PPO and HMO; strong star ratings across Texas markets

  • Blue Cross Blue Shield of Texas

    Texas's largest regional carrier with a broad statewide provider network

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO and D-SNP plans; very competitive across Texas markets

  • WellMed Medical Management (UHC)

    UHC subsidiary focused on Medicare-age Texans; strong in metro and suburban markets

  • Cigna Healthcare HMOPPO

    Medicare Advantage HMO and PPO; competitive in Houston, Dallas, San Antonio, and Austin

  • Molina Healthcare HMO

    Low-premium HMO; strong in metro Texas markets with large dual-eligible populations

Where you get care

Hospitals & providers nearby

  • Baylor Scott & White Medical Center College Station
    College Station ★★★★☆
    700 Scott & White Dr, College Station TX 77845
  • St. Joseph Health Regional Hospital
    Bryan ★★★★☆
    2801 Franciscan Dr, Bryan TX 77802

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Bryan, TX — what matters here

  • Brazos County (Bryan) is the twin city to College Station — a more diverse, older community with significant Hispanic and African-American populations, independent restaurants, and emerging tech economy anchored by Texas A&M. 68 Medicare Advantage plans for 2026, averaging $13.50/month.
  • St. Joseph Health Regional Hospital Bryan (4 stars) is the flagship acute care hospital. Baylor Scott & White Medical Center College Station is accessible south. 32 SNPs serve dual-eligible beneficiaries.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Bryan → NC Medicare Supplement overview →

Bryan, TX Medicare questions, answered

How many Medicare Advantage plans are available in Bryan, TX?

For 2026, there are 68 Medicare Advantage plans available in Bryan (Brazos County), offered by 8 carriers including UnitedHealthcare, Humana, Aetna (CVS Health), and others. 46 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Bryan for 2026?

The average monthly Medicare Advantage premium in Bryan, TX is $13.5 for 2026, with an average CMS star rating of 3.88★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Bryan?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in Brazos County?

Yes — Brazos County has 32 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Bryan, TX?

Baylor Scott & White Medical Center College Station in College Station is rated 4★ by CMS Hospital Compare; St. Joseph Health Regional Hospital in Bryan is rated 4★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Bryan?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Bryan, TX?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Bryan, TX as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Brazos County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Bryan, TX?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Bryan residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Bryan or losing other health coverage.

How do I find a Medicare agent near Bryan, TX?

Look for a licensed, independent agent who is appointed to sell plans in TX and familiar with the carriers and provider networks serving Brazos County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Bryan through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Bryan, TX?

Yes. Kayla Price is a licensed independent insurance agent serving Bryan, TX and Brazos County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 8 carriers offering plans in Brazos County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Bryan?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in Brazos County — Kayla Price at Price Services Group covers Bryan, TX and can walk through the 68 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Bryan, TX?

Yes — Bryan, TX is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in Brazos County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Bryan, TX?

Medicare Advantage plan availability varies by county in TX. Kayla Price can review all plans available in Bryan and help you compare options by phone or video.

How much does Medicare cost in Bryan, TX?

Medicare Part B costs $202.90 per month regardless of where you live in TX. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Bryan.

When is the next Medicare enrollment period for residents of Bryan, TX?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Bryan, TX. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Bryan, TX plans

Kayla Price is a licensed, independent agent who works with 8 carriers serving Brazos County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.