Free Tools
Enrollment Timeline
Turning 65 involves several timing decisions. Many people start reviewing Medicare about 3 months before the birthday month; the Initial Enrollment Period generally lasts 7 months. Annual Enrollment Period dates and available actions are set by Medicare. Your next steps depend on your coverage and circumstances, so confirm deadlines with Social Security or Medicare.
Your personal timeline
We can help organize a checklist based on the information you share, but it is not an official eligibility or deadline determination. Confirm enrollment dates and Special Enrollment Period eligibility with Social Security or Medicare.
Questions, answered
How early should I start the Medicare process?
About 3 months before your 65th birthday month. That gives time to compare plans and have coverage ready the day you're eligible.
Talk with a licensed agent
Free, no pressure — we can help review plans we represent.