Free Tools

Free Medicare tools — real data, no signup

Start with the plan finder below: type your ZIP to see every Medicare Advantage plan in your county by premium, star rating, drug deductible, and max out-of-pocket — on real public CMS data.

Find your best Medicare Advantage plan

Type your ZIP. We'll show you how many Part C and Part D plans serve your county, the premium range, average star rating, and how many are $0/mo — real CMS data.

Try:

More free tools

Eligibility check

Find your Initial Enrollment Period window.

Ask an agent →

Part B late penalty

Estimate the cost of enrolling late.

Ask an agent →

Drug cost estimate

Estimate your 2026 Part D out-of-pocket.

Ask an agent →

Provider lookup

Check if your doctor is in a plan's network.

Ask an agent →

More calculators coming soon. Each will be a human tool and an agent-callable WebMCP tool.

About these tools

Are these Medicare tools really free?

Yes — every tool here is free to use with no signup. They run on real CMS Plan Year 2026 data.

Can an AI assistant use these tools for me?

Yes. This site exposes its plan-finder as a WebMCP tool, so AI assistants and browsing agents can run the same search you do — see /llms.txt and /.well-known/mcp.json.