Free Tools
Premium Estimator
Your Medicare premiums may include the standard Part B amount, an income-related surcharge (IRMAA) if applicable, and any plan premium you choose. This estimator provides an approximation from the information entered; actual amounts depend on current CMS rates, Social Security's determination, and your selected plan. Verify your premium with Social Security, Medicare, or the insurer.
What drives your premium
The standard Part B premium, any IRMAA determined by Social Security (generally using tax information from two years earlier when available), and your plan choice. Rates and thresholds can change; check current official notices before enrolling.
Questions, answered
Why is my Part B premium higher than the standard amount?
IRMAA is one possible reason. Social Security generally uses tax information from two years earlier when available, but may use another year if needed. SSA determines your amount; if your income fell after a qualifying life-changing event, you may be able to ask SSA to review it.
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