Medicare 101

How to Enroll in Medicare

Enrolling in Medicare has two parts: signing up for Original Medicare (Parts A and B) through Social Security, and then choosing your coverage (a Medicare Advantage plan, or a Medigap + Part D plan). If you're already getting Social Security, Parts A and B may start automatically. Otherwise you enroll online, by phone, or in person.

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The steps

1) Enroll in Parts A and B (or confirm auto-enrollment). 2) Decide between Original Medicare + Medigap + Part D, or a Medicare Advantage plan. 3) Compare plans against your providers, prescriptions, and budget. We can help review plans we represent and are licensed to offer, and assist with their applications if you choose. There is no agent fee for this help; we do not offer every plan available in your area.

Questions, answered

Where do I sign up for Medicare?

Apply for Parts A and B through Social Security. You can compare and enroll in Medicare Advantage or Part D plans through Medicare.gov or an insurer. A licensed agent can help with plans they represent and are licensed to offer; ask which plans are included and how the agent is compensated.

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