Medicare in Dallas · Dallas County, TX

2026 Medicare Advantage Plans in Dallas, TX

Dallas County offers 88 Medicare Advantage plans for 2026 across 8 carriers, with an average premium of $12/mo and 63 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

Dallas County (Dallas), TX has 88 Medicare Advantage plans (avg $12.00/mo) for plan year 2026. Home to UT Southwestern (5 stars).

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By the numbers · Dallas County

Quick facts for Dallas, TX Medicare (2026)

88Medicare Advantage plans available (CMS PY2026)
$12/moaverage monthly MA premium (CMS PY2026)
63plans rated CMS 4★ or higher for 2026
44Special Needs Plans available in Dallas County
52%of Dallas County Medicare beneficiaries in an MA plan
8insurance carriers competing in Dallas County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among Dallas County adults

Diagnosed diabetes 12.8%
Adult obesity 30.5%

Source: County Health Rankings & Roadmaps 2024 — Dallas County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

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Monthly surcharge: $0.00

Who covers you

Carriers in Dallas County (2026)

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available statewide; one of Texas's largest MA carriers

  • Humana HMO-POSPPO

    HMO-POS and PPO with one of the largest Texas provider networks; very strong statewide

  • Aetna (CVS Health) HMOPPO

    Medicare Signature PPO and HMO; strong star ratings across Texas markets

  • Blue Cross Blue Shield of Texas

    Texas's largest regional carrier with a broad statewide provider network

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO and D-SNP plans; very competitive across Texas markets

  • WellMed Medical Management (UHC)

    UHC subsidiary focused on Medicare-age Texans; strong in metro and suburban markets

  • Cigna Healthcare HMOPPO

    Medicare Advantage HMO and PPO; competitive in Houston, Dallas, San Antonio, and Austin

  • Molina Healthcare HMO

    Low-premium HMO; strong in metro Texas markets with large dual-eligible populations

Where you get care

Hospitals & providers nearby

  • UT Southwestern Medical Center
    Dallas ★★★★★
    5323 Harry Hines Blvd, Dallas TX 75390
  • Baylor Scott & White Medical Center Dallas
    Dallas ★★★★☆
    3500 Gaston Ave, Dallas TX 75246
  • Parkland Memorial Hospital
    Dallas ★★★★☆
    5200 Harry Hines Blvd, Dallas TX 75235
  • Methodist Dallas Medical Center
    Dallas ★★★★☆
    1441 N Beckley Ave, Dallas TX 75203

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Dallas, TX — what matters here

  • Dallas County (Dallas) is the heart of the DFW Metroplex and Texas's second-largest Medicare Advantage market with 88 plans for 2026, averaging $12.00/month.
  • UT Southwestern Medical Center (5 stars) is one of the premier academic medical centers in the country — a world-class research institution with Nobel Prize-winning faculty. Baylor Scott & White (4 stars) and Parkland Memorial (4 stars) round out exceptional local care.
  • 52% of Dallas County Medicare beneficiaries are enrolled in Medicare Advantage. 44 Special Needs Plans serve Dallas's large dual-eligible population.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Dallas → NC Medicare Supplement overview →

Dallas, TX Medicare questions, answered

How many Medicare Advantage plans are available in Dallas, TX?

For 2026, there are 88 Medicare Advantage plans available in Dallas (Dallas County), offered by 8 carriers including UnitedHealthcare, Humana, Aetna (CVS Health), and others. 63 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Dallas for 2026?

The average monthly Medicare Advantage premium in Dallas, TX is $12 for 2026, with an average CMS star rating of 3.98★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Dallas?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in Dallas County?

Yes — Dallas County has 44 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Dallas, TX?

UT Southwestern Medical Center in Dallas is rated 5★ by CMS Hospital Compare; Baylor Scott & White Medical Center Dallas in Dallas is rated 4★ by CMS Hospital Compare; Parkland Memorial Hospital in Dallas is rated 4★ by CMS Hospital Compare; Methodist Dallas Medical Center in Dallas is rated 4★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Dallas?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Dallas, TX?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Dallas, TX as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Dallas County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Dallas, TX?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Dallas residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Dallas or losing other health coverage.

How do I find a Medicare agent near Dallas, TX?

Look for a licensed, independent agent who is appointed to sell plans in TX and familiar with the carriers and provider networks serving Dallas County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Dallas through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Dallas, TX?

Yes. Kayla Price is a licensed independent insurance agent serving Dallas, TX and Dallas County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 8 carriers offering plans in Dallas County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Dallas?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in Dallas County — Kayla Price at Price Services Group covers Dallas, TX and can walk through the 88 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Dallas, TX?

Yes — Dallas, TX is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in Dallas County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Dallas, TX?

Medicare Advantage plan availability varies by county in TX. Kayla Price can review all plans available in Dallas and help you compare options by phone or video.

How much does Medicare cost in Dallas, TX?

Medicare Part B costs $202.90 per month regardless of where you live in TX. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Dallas.

When is the next Medicare enrollment period for residents of Dallas, TX?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Dallas, TX. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Dallas, TX plans

Kayla Price is a licensed, independent agent who works with 8 carriers serving Dallas County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.