Medicare in Roanoke County · Roanoke County, VA

2026 Medicare Advantage Plans in Roanoke County, VA

Roanoke County offers 55 Medicare Advantage plans for 2026 across 5 carriers, with an average premium of $15/mo and 36 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

Roanoke County, VA has 55 Medicare Advantage plans (avg $15.00/mo) for plan year 2026.

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By the numbers · Roanoke County

Quick facts for Roanoke County, VA Medicare (2026)

55Medicare Advantage plans available (CMS PY2026)
$15/moaverage monthly MA premium (CMS PY2026)
36plans rated CMS 4★ or higher for 2026
26Special Needs Plans available in Roanoke County
50%of Roanoke County Medicare beneficiaries in an MA plan
5insurance carriers competing in Roanoke County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among Roanoke County adults

Diagnosed diabetes 12%
Adult obesity 33%

Source: County Health Rankings & Roadmaps 2024 — Roanoke County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

IRMAA Quick Check

Monthly surcharge: $0.00

Who covers you

Carriers in Roanoke County (2026)

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available statewide

  • Humana HMO-POSPPO

    HMO-POS and PPO options; strong statewide network in Virginia

  • Aetna (CVS Health) PPO

    Medicare Signature PPO; strong star ratings in VA markets

  • Anthem HealthKeepers HMOPPO

    Virginia's dominant regional carrier; HMO and PPO across most markets

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO and D-SNP plans available statewide

Where you get care

Hospitals & providers nearby

  • Carilion Roanoke Memorial Hospital
    Roanoke ★★★★☆
    1906 Belleview Ave SE, Roanoke VA 24014
  • LewisGale Medical Center (HCA)
    Salem ★★★☆☆
    1900 Electric Rd, Salem VA 24153

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Roanoke County, VA — what matters here

  • Roanoke County surrounds Roanoke City and Salem in the Star City metro. Plan availability follows the Roanoke market — 55 plans, avg $15.00/month.
  • Carilion Roanoke Memorial Hospital (4 stars) and LewisGale Medical Center (Salem) are both accessible. 26 SNPs serve dual-eligible beneficiaries.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Roanoke County → NC Medicare Supplement overview →

Roanoke County, VA Medicare questions, answered

How many Medicare Advantage plans are available in Roanoke County, VA?

For 2026, there are 55 Medicare Advantage plans available in Roanoke County (Roanoke County), offered by 5 carriers including UnitedHealthcare, Humana, Aetna (CVS Health), and others. 36 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Roanoke County for 2026?

The average monthly Medicare Advantage premium in Roanoke County, VA is $15 for 2026, with an average CMS star rating of 3.88★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Roanoke County?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in Roanoke County?

Yes — Roanoke County has 26 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Roanoke County, VA?

Carilion Roanoke Memorial Hospital in Roanoke is rated 4★ by CMS Hospital Compare; LewisGale Medical Center (HCA) in Salem is rated 3★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Roanoke County?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Roanoke County, VA?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Roanoke County, VA as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Roanoke County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Roanoke County, VA?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Roanoke County residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Roanoke County or losing other health coverage.

How do I find a Medicare agent near Roanoke County, VA?

Look for a licensed, independent agent who is appointed to sell plans in VA and familiar with the carriers and provider networks serving Roanoke County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Roanoke County through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Roanoke County, VA?

Yes. Kayla Price is a licensed independent insurance agent serving Roanoke County, VA and Roanoke County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 5 carriers offering plans in Roanoke County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Roanoke County?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in Roanoke County — Kayla Price at Price Services Group covers Roanoke County, VA and can walk through the 55 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Roanoke County, VA?

Yes — Roanoke County, VA is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in Roanoke County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Roanoke County, VA?

Medicare Advantage plan availability varies by county in VA. Kayla Price can review all plans available in Roanoke County and help you compare options by phone or video.

How much does Medicare cost in Roanoke County, VA?

Medicare Part B costs $202.90 per month regardless of where you live in VA. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Roanoke County.

When is the next Medicare enrollment period for residents of Roanoke County, VA?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Roanoke County, VA. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Roanoke County, VA plans

Kayla Price is a licensed, independent agent who works with 5 carriers serving Roanoke County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.