Medicare in Rock Hill · York County, SC

2026 Medicare Advantage Plans in Rock Hill, SC

York County offers 55 Medicare Advantage plans for 2026 across 7 carriers, with an average premium of $14.5/mo and 34 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

York County, SC has 55 Medicare Advantage plans (avg $14.50/mo) for plan year 2026. Rock Hill is part of the greater Charlotte metro Medicare market.

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By the numbers · York County

Quick facts for Rock Hill, SC Medicare (2026)

55Medicare Advantage plans available (CMS PY2026)
$14.5/moaverage monthly MA premium (CMS PY2026)
34plans rated CMS 4★ or higher for 2026
28Special Needs Plans available in York County
50%of York County Medicare beneficiaries in an MA plan
7insurance carriers competing in York County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among York County adults

Diagnosed diabetes 12.2%
Adult obesity 34.8%

Source: County Health Rankings & Roadmaps 2024 — York County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

IRMAA Quick Check

Monthly surcharge: $0.00

Who covers you

Carriers in York County (2026)

  • BlueCross BlueShield of South Carolina HMOPPO

    Companion BlueStar Medicare Advantage; largest MA insurer in SC with HMO and PPO options statewide

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available across SC

  • Humana HMO-POSPPO

    HMO-POS & PPO options; broad SC hospital network

  • Aetna (CVS Health) PPO

    Medicare Signature PPO; consistently strong star ratings in SC markets

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO options; D-SNP dual-eligible plans available statewide

  • Molina Healthcare D-SNP

    MA-PD and D-SNP plans available in major SC metro counties

  • Cigna Healthcare HMOPPO

    Cigna Medicare Advantage HMO and PPO; strong upstate SC and Lowcountry network

Where you get care

Hospitals & providers nearby

  • Atrium Health Pineville
    Pineville NC ★★★☆☆
    10628 Park Rd, Pineville NC 28134
  • Piedmont Medical Center Rock Hill
    Rock Hill ★★★☆☆
    222 Herlong Ave, Rock Hill SC 29732
  • Atrium Health Fort Mill
    Fort Mill ★★★☆☆
    5126 Charlotte Hwy, Fort Mill SC 29707

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Rock Hill, SC — what matters here

  • York County is the fastest-growing county in SC, anchored by Rock Hill in the Charlotte metro. 55 Medicare Advantage plans are available for 2026, averaging $14.50/month.
  • Piedmont Medical Center (Atrium Health Rock Hill) provides local acute care. Atrium Health Pineville (NC) and Atrium Health Fort Mill are both accessible within the greater Charlotte health system.
  • 50% of York County Medicare beneficiaries are enrolled in Medicare Advantage — reflecting the county's suburban character and access to the competitive Charlotte metro plan market.
  • 28 Special Needs Plans serve dual-eligible beneficiaries. A licensed agent can compare all plans we offer at no cost.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Rock Hill → NC Medicare Supplement overview →

Rock Hill, SC Medicare questions, answered

How many Medicare Advantage plans are available in Rock Hill, SC?

For 2026, there are 55 Medicare Advantage plans available in Rock Hill (York County), offered by 7 carriers including BlueCross BlueShield of South Carolina, UnitedHealthcare, Humana, and others. 34 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Rock Hill for 2026?

The average monthly Medicare Advantage premium in Rock Hill, SC is $14.5 for 2026, with an average CMS star rating of 3.82★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Rock Hill?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in York County?

Yes — York County has 28 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Rock Hill, SC?

Atrium Health Pineville in Pineville NC is rated 3★ by CMS Hospital Compare; Piedmont Medical Center Rock Hill in Rock Hill is rated 3★ by CMS Hospital Compare; Atrium Health Fort Mill in Fort Mill is rated 3★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Rock Hill?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Rock Hill, SC?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Rock Hill, SC as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in York County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Rock Hill, SC?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Rock Hill residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Rock Hill or losing other health coverage.

How do I find a Medicare agent near Rock Hill, SC?

Look for a licensed, independent agent who is appointed to sell plans in SC and familiar with the carriers and provider networks serving York County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Rock Hill through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Rock Hill, SC?

Yes. Kayla Price is a licensed independent insurance agent serving Rock Hill, SC and York County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 7 carriers offering plans in York County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Rock Hill?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in York County — Kayla Price at Price Services Group covers Rock Hill, SC and can walk through the 55 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Rock Hill, SC?

Yes — Rock Hill, SC is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in York County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Rock Hill, SC?

Medicare Advantage plan availability varies by county in SC. Kayla Price can review all plans available in Rock Hill and help you compare options by phone or video.

How much does Medicare cost in Rock Hill, SC?

Medicare Part B costs $202.90 per month regardless of where you live in SC. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Rock Hill.

When is the next Medicare enrollment period for residents of Rock Hill, SC?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Rock Hill, SC. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Rock Hill, SC plans

Kayla Price is a licensed, independent agent who works with 7 carriers serving York County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.