Medicare in Stevensville · Queen Anne's County, MD

2026 Medicare Advantage Plans in Stevensville, MD

Queen Anne's County offers 52 Medicare Advantage plans for 2026 across 5 carriers, with an average premium of $15.5/mo and 34 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

Stevensville (21666) is in Queen Anne's County, MD — Kent Island.

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  • Independent — not tied to any one carrier
  • Licensed in NC, SC, GA, FL, VA, MD, MI, KS, TX, OH
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By the numbers · Queen Anne's County

Quick facts for Stevensville, MD Medicare (2026)

52Medicare Advantage plans available (CMS PY2026)
$15.5/moaverage monthly MA premium (CMS PY2026)
34plans rated CMS 4★ or higher for 2026
22Special Needs Plans available in Queen Anne's County
42%of Queen Anne's County Medicare beneficiaries in an MA plan
5insurance carriers competing in Queen Anne's County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among Queen Anne's County adults

Diagnosed diabetes 13.5%
Adult obesity 35%

Source: County Health Rankings & Roadmaps 2024 — Queen Anne's County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

IRMAA Quick Check

Monthly surcharge: $0.00

Who covers you

Carriers in Queen Anne's County (2026)

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available across Maryland

  • Humana HMO-POSPPO

    HMO-POS and PPO options with Maryland provider network

  • Aetna (CVS Health) PPO

    Medicare Signature PPO; strong star ratings in Maryland markets

  • CareFirst BlueCross BlueShield

    Maryland's dominant regional carrier with the largest provider network in the state

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO and D-SNP plans available across Maryland

Where you get care

Hospitals & providers nearby

  • University of Maryland Shore Medical Center at Easton
    Easton ★★★★☆
    219 S Washington St, Easton MD 21601
  • TidalHealth Peninsula Regional
    Salisbury ★★★★☆
    100 E Carroll St, Salisbury MD 21801

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Stevensville, MD — what matters here

  • Stevensville is Queen Anne's County's Kent Island gateway community just east of the Chesapeake Bay Bridge. Plan availability follows Queen Anne's County.
  • University of Maryland Shore Medical Center at Easton and Anne Arundel Medical Center (across the Bay Bridge) are both accessible. SNPs serve dual-eligible beneficiaries countywide.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Stevensville → NC Medicare Supplement overview →

Stevensville, MD Medicare questions, answered

How many Medicare Advantage plans are available in Stevensville, MD?

For 2026, there are 52 Medicare Advantage plans available in Stevensville (Queen Anne's County), offered by 5 carriers including UnitedHealthcare, Humana, Aetna (CVS Health), and others. 34 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Stevensville for 2026?

The average monthly Medicare Advantage premium in Stevensville, MD is $15.5 for 2026, with an average CMS star rating of 3.78★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Stevensville?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in Queen Anne's County?

Yes — Queen Anne's County has 22 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Stevensville, MD?

University of Maryland Shore Medical Center at Easton in Easton is rated 4★ by CMS Hospital Compare; TidalHealth Peninsula Regional in Salisbury is rated 4★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Stevensville?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Stevensville, MD?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Stevensville, MD as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Queen Anne's County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Stevensville, MD?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Stevensville residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Stevensville or losing other health coverage.

How do I find a Medicare agent near Stevensville, MD?

Look for a licensed, independent agent who is appointed to sell plans in MD and familiar with the carriers and provider networks serving Queen Anne's County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Stevensville through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Stevensville, MD?

Yes. Kayla Price is a licensed independent insurance agent serving Stevensville, MD and Queen Anne's County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 5 carriers offering plans in Queen Anne's County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Stevensville?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in Queen Anne's County — Kayla Price at Price Services Group covers Stevensville, MD and can walk through the 52 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Stevensville, MD?

Yes — Stevensville, MD is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in Queen Anne's County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Stevensville, MD?

Medicare Advantage plan availability varies by county in MD. Kayla Price can review all plans available in Stevensville and help you compare options by phone or video.

How much does Medicare cost in Stevensville, MD?

Medicare Part B costs $202.90 per month regardless of where you live in MD. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Stevensville.

When is the next Medicare enrollment period for residents of Stevensville, MD?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Stevensville, MD. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Stevensville, MD plans

Kayla Price is a licensed, independent agent who works with 5 carriers serving Queen Anne's County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.