Medicare in Winfield · Cowley County, KS

2026 Medicare Advantage Plans in Winfield, KS

Cowley County offers 50 Medicare Advantage plans for 2026 across 5 carriers, with an average premium of $15.5/mo and 32 plans rated 4★ or higher by CMS.

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Important: ZIP code spans multiple counties

Cowley County (Winfield), KS has 50 Medicare Advantage plans (avg $15.50/mo) for plan year 2026.

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By the numbers · Cowley County

Quick facts for Winfield, KS Medicare (2026)

50Medicare Advantage plans available (CMS PY2026)
$15.5/moaverage monthly MA premium (CMS PY2026)
32plans rated CMS 4★ or higher for 2026
18Special Needs Plans available in Cowley County
38%of Cowley County Medicare beneficiaries in an MA plan
5insurance carriers competing in Cowley County

Source: CMS Medicare Advantage/Part D Landscape (PY2026).

Health profile · why coverage choice matters here

Chronic conditions among Cowley County adults

Diagnosed diabetes 13%
Adult obesity 36%

Source: County Health Rankings & Roadmaps 2024 — Cowley County.

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Part B Late Enrollment Penalty

Monthly penalty: $0.00

IRMAA Quick Check

Monthly surcharge: $0.00

Who covers you

Carriers in Cowley County (2026)

  • UnitedHealthcare HMO-POSPPOD-SNP

    AARP Medicare Advantage HMO-POS and PPO; D-SNP available across Kansas

  • Humana HMO-POSPPO

    HMO-POS and PPO options with strong Kansas provider network

  • Aetna (CVS Health) PPO

    Medicare Signature PPO; competitive in Kansas metro markets

  • Blue Cross Blue Shield of Kansas

    Kansas's dominant regional carrier with the broadest statewide provider network

  • Wellcare by Centene HMOD-SNP

    Low-premium HMO and D-SNP plans available across Kansas

Where you get care

Hospitals & providers nearby

  • Via Christi St. Francis Hospital
    Wichita ★★★★☆
    929 N St Francis Ave, Wichita KS 67214
  • Wesley Medical Center (HCA)
    Wichita ★★★★☆
    550 N Hillside Ave, Wichita KS 67214
  • Ascension Via Christi St. Joseph
    Wichita ★★★★☆
    3600 E Harry St, Wichita KS 67218

Confirm your doctors and preferred pharmacy are in-network before enrolling — networks vary by plan and carrier.

Sources: CMS Hospital Compare · CMS Landscape (PY2026).

Choosing a Medicare plan in Winfield, KS — what matters here

  • Cowley County (Winfield) is south-central Kansas on the Arkansas River, home to Southwestern College and a regional medical hub. 50 Medicare Advantage plans for 2026, averaging $15.50/month.
  • William Newton Hospital (Winfield) and Cowley County hospital facilities serve the area. Via Christi Health (Wichita, 4 stars) is 45 miles north on US-77. 18 SNPs serve dual-eligible beneficiaries.

Not sure Medicare Advantage is the right path?

Also consider Original Medicare + a Supplement

Medicare Advantage isn't the only option. If you want the freedom to see any doctor or hospital in the U.S. that accepts Medicare — with no networks, no referrals, and no plan-specific prior authorizations — a Medicare Supplement (Medigap) plan paired with a standalone Part D drug plan may be a better fit for your situation.

  • No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
  • Predictable costs. Plan G covers nearly every gap in Original Medicare except the Part B deductible (~$257/yr in 2026). No surprise bills from out-of-network care.
  • Enrollment window. Your guaranteed-issue Medigap Open Enrollment Period is 6 months from your Part B effective date. After it closes, health underwriting may apply in NC.

Medigap guide for Winfield → NC Medicare Supplement overview →

Winfield, KS Medicare questions, answered

How many Medicare Advantage plans are available in Winfield, KS?

For 2026, there are 50 Medicare Advantage plans available in Winfield (Cowley County), offered by 5 carriers including UnitedHealthcare, Humana, Aetna (CVS Health), and others. 32 of those plans carry a CMS star rating of 4★ or higher. Source: CMS PY2026 Landscape.

What is the average Medicare Advantage premium in Winfield for 2026?

The average monthly Medicare Advantage premium in Winfield, KS is $15.5 for 2026, with an average CMS star rating of 3.78★ across available plans. Premiums and benefits vary — compare your specific options at Medicare.gov or with a licensed agent.

When can I change my Medicare plan in Winfield?

The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.

Are there Special Needs Plans available in Cowley County?

Yes — Cowley County has 18 Special Needs Plans (SNPs) available for 2026. These plans are designed for dual-eligible beneficiaries (Medicare + Medicaid), people in institutions, and those with qualifying chronic conditions. SNPs often carry $0 premiums and additional chronic care benefits. A licensed agent can confirm your eligibility at no cost.

What hospital options are near Winfield, KS?

Via Christi St. Francis Hospital in Wichita is rated 4★ by CMS Hospital Compare; Wesley Medical Center (HCA) in Wichita is rated 4★ by CMS Hospital Compare; Ascension Via Christi St. Joseph in Wichita is rated 4★ by CMS Hospital Compare. Before enrolling in any Medicare Advantage plan, confirm your hospital and doctors are in that plan's network.

Is there a cost for help choosing a Medicare plan in Winfield?

No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We compare the plans available in your ZIP code against your doctors, prescriptions, and budget. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.

Is Medicare coverage the same in Winfield, KS?

Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Winfield, KS as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Cowley County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.

When can I enroll in Medicare in Winfield, KS?

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Winfield residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Winfield or losing other health coverage.

How do I find a Medicare agent near Winfield, KS?

Look for a licensed, independent agent who is appointed to sell plans in KS and familiar with the carriers and provider networks serving Cowley County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Winfield through this site's contact page, or call the number listed on this page to talk with someone directly.

Is there a Medicare agent in Winfield, KS?

Yes. Kayla Price is a licensed independent insurance agent serving Winfield, KS and Cowley County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. She works with 5 carriers offering plans in Cowley County, so she can compare options rather than represent just one company. You can book a free consultation directly at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB.

How do I find Medicare help in Winfield?

The fastest way is to book a free, no-obligation review with a licensed agent who already works in Cowley County — Kayla Price at Price Services Group covers Winfield, KS and can walk through the 50 Medicare Advantage plans available here for 2026. Schedule a time at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB, or use the contact page on this site. You can also always compare plans yourself at Medicare.gov or by calling 1-800-MEDICARE.

Does Price Services Group serve Winfield, KS?

Yes — Winfield, KS is within Kayla Price's real service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI and works with the carriers offering Medicare Advantage, Part D, and Medigap plans in Cowley County. Book a free plan review at https://host.safemsngr.com/widget/booking/A0NTF4B4d9I3h3wNvyIB to see what's available at your address.

What Medicare Advantage plans are available in Winfield, KS?

Medicare Advantage plan availability varies by county in KS. Kayla Price can review all plans available in Winfield and help you compare options by phone or video.

How much does Medicare cost in Winfield, KS?

Medicare Part B costs $202.90 per month regardless of where you live in KS. Additional costs depend on which plan you choose. Kayla can walk you through all the costs for plans available in Winfield.

When is the next Medicare enrollment period for residents of Winfield, KS?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Winfield, KS. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.

Enrollment windows

When can you change your Medicare plan?

Annual Enrollment Period

Oct 15 – Dec 7

Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.

MA Open Enrollment Period

Jan 1 – Mar 31

One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.

Initial Enrollment Period

7-month window at 65

3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.

Book your free AEP review → All enrollment periods explained →

Your local agent

Talk to a licensed Medicare agent about Winfield, KS plans

Kayla Price is a licensed, independent agent who works with 5 carriers serving Cowley County — free, no pressure. We do not offer every plan available in your area.

Book a free consultation →   (910) 631-1578

Kayla Price, Your personal Medicare & insurance consultant at Price Services Group, L.L.C.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, and benefits are based on CMS PY2026 data and subject to change. NPN: 18530055. Agency NPN: 20387435.